Light entrepreneurs who use invoicing services do not have to pay a health insurance payment if they are not obliged to have YEL insurance. If the light entrepreneur is not liable for YEL insurance, they will receive more money from their work.
Health insurance is 1,53 % (2023) and paid only by small entrepreneurs who are obliged to have YEL insurance.
UKKO.fi takes care of health insurance payments from its users who are required to have YEL insurance.
Health insurance payments cover the costs of the health insurance system. Through the health insurance system, for example, sickness allowance, rehabilitation allowance, as well as maternity, paternity and parental allowance are paid.