You have to take YEL if:
• From 1 May 2017 the value of your work input is at minimum EUR 7 656,26 (2018) over a 12-month period
• Your light entrepreneurship is continuous meaning that you send more than one invoice or your light entrepreneurship continues for at least 4 months
• You are 18–67 years old.
• You are not receinving old-age pension.
You must take out YEL insurance within 6 months to avoid penalty charge.
You can take out YEL in your own control panel.