My YEL income is less than 7645,25€ - can I still take YEL?

Yes, it is possible to take out a voluntary YEL insurance. The YEL limit is 7645,25€ per 12 motnhs.  If you want to take YEL insurance even though you know your YEL income, in other words your taxable income, will stay under this limit, please contact our customer service.

Please note, that by getting a voluntary YEL insurance, you will automatically start your benefit for starting entrepreneurs. This means that the economical benefit might be quite small due to low YEL income.

See also

What is YEL income?
Do I need to take out YEL insurance?

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