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My light entrepreneurship is only part-time - must I take out YEL insurance?

Yes, if your YEL income, in the duration of 12 months, is over the YEL limit 7656,26€ (2018) you must make YEL contributions.

The pension accumulating through employment does not free you from making your mandatory YEL contributions as a light entrepreneur. In this case, the daily benefits you receive from KELA are determined by your regular salary and the YEL income. If you are part of an unemployment fund, make sure you are still able to continue your membership.

See also

What is YEL income?
Do I need to take out YEL insurance?

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